Wellkept Insurance writes lawn care coverage for Chicago businesses: general liability, workers' compensation, and the endorsements local contracts require. Quotes come from software, with a licensed Illinois producer accountable for every policy.
What a Chicago lawn care policy covers
- $1M/$2M general liability — the limits most Chicago commercial contracts require
- Workers' compensation — required by Illinois law once you have employees
- Commercial auto — for the vehicles moving crews and equipment between jobs
Full coverage detail and typical costs are on the Illinois lawn care insurance page.
What Chicago contracts require
Route work across Chicago and its suburbs means equipment rides an open trailer all day — equipment theft is the most common claim in the trade, and suburban HOA accounts increasingly ask for proof of insurance before adding a vendor to the schedule.
Whatever the contract specifies, the certificate of insurance has to match it exactly — Wellkept issues one the day you're asked.
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