Wellkept Insurance writes landscaping coverage for Chicago businesses: general liability, workers' compensation, and the endorsements local contracts require. Quotes come from software, with a licensed Illinois producer accountable for every policy.
What a Chicago landscaping policy covers
- $1M/$2M general liability — the limits most Chicago commercial contracts require
- Workers' compensation — required by Illinois law once you have employees
- Commercial auto — for the vehicles moving crews and equipment between jobs
Full coverage detail and typical costs are on the Illinois landscaping insurance page.
What Chicago contracts require
Chicago-area HOA and municipal grounds contracts usually require proof of commercial auto alongside general liability, since crews and trailers are on the road daily — and many ask for certificates renewed each season before the contract reactivates.
Whatever the contract specifies, the certificate of insurance has to match it exactly — Wellkept issues one the day you're asked.
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